/* OIN experience refinement */
:root{color-scheme:dark}html{scroll-padding-top:125px}button,a,input,select,textarea,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:2px solid #efd99a!important;outline-offset:5px}button:disabled{cursor:wait;opacity:.6}.skip-link{position:fixed;top:-100px;left:18px;z-index:100;background:#eed79c;color:#14110a;padding:15px;border-radius:12px}.skip-link:focus{top:12px}
.oin-home .headline{top:15%;pointer-events:none}.oin-home .headline h1{font-size:clamp(44px,6.3vw,88px);line-height:1.03}.oin-home .headline p{font-size:18px;color:#e1dfd6;max-width:620px;margin:22px auto;padding:0 16px;text-shadow:0 2px 12px #000}.hero-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}.hero-actions .primary{min-height:50px;font-size:16px}.hero-actions .secondary-action{color:#d5d2c8;box-shadow:none}.oin-home .hero-bottom{bottom:64px}.oin-home .hotspot{min-height:84px}.oin-home .hotspot small{font-size:12px;color:#cfcbc0}.oin-home .drag{top:78%;color:#c6b88f}.oin-home .hero-bottom p{font-size:12px;letter-spacing:0}.oin-home .dock{opacity:.8;bottom:10px;padding:3px;background:#080909e8}.oin-home .dock:hover,.oin-home .dock:focus-within{opacity:1}.oin-home .dock a,.oin-home .dock button{font-size:11px;padding:10px 12px}.oin-home .words p,.oin-home .statement p,.oin-home .contact p{color:#d1cfc6;font-size:17px;line-height:1.8}.oin-home .fields label{font-size:13px;color:#dfdbcf}.oin-home .simple-form small,.oin-home footer,.fine,.carrier-note{font-size:12px!important;line-height:1.75!important;color:#bbb9b1!important}.oin-home .fields input,.oin-home .fields textarea,.oin-home .fields select,.quote-card input,.quote-card select,.quote-card textarea{font-size:16px!important;min-height:46px}.oin-home .permission{line-height:1.7}.oin-home .chips span{font-size:12px}.oin-home .review-item p{font-size:14px}.oin-home .review-item b{font-size:19px}.oin-home .number{color:#c8b279}.oin-home header{background:linear-gradient(#000e,#000b);border-radius:20px;padding:8px 12px;top:12px}.oin-nav>a.nav-quote{border-color:#c4aa6b!important;color:#f0dca5!important;background:linear-gradient(135deg,#393226,#151412)!important}.oin-nav a,.oin-nav summary{min-height:42px;display:flex;align-items:center}.nav-toggle{display:none;background:#191a1b;border:1px solid #ffffff38;color:#fff;border-radius:20px;padding:12px 18px}.process-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1100px;margin:40px auto}.process-grid li{padding:30px;border-top:1px solid #d3ba7b66;background:linear-gradient(145deg,#ffffff06,transparent);border-radius:18px}.process-grid span{font:12px Arial;letter-spacing:3px;color:#ddc68d}.process-grid h3{font:26px Georgia;color:#eee9dc}.process-grid p,.process-note{font-size:15px;line-height:1.8;color:#c8c6bc}.process-note{text-align:center;max-width:700px;margin:20px auto}.quote-card{align-self:start}.quote-main aside>p{font-size:16px;line-height:1.8}.carrier-feature li{font-size:14px;line-height:1.8}.carrier-network-grid img,.network-logo-sprite,.network-logo-image{opacity:.82!important}.network-logo,.carrier-network-grid a{padding:8px}.network-caption{font-size:12px!important;color:#c2beb4!important}.quote-status:not(:empty),#form-status:not(:empty),#send-status:not(:empty){padding:18px;border:1px solid #d8bd7d66;border-radius:14px;line-height:1.6}.form-error{display:block;color:#ffd6ac;font:13px/1.6 Arial;margin:6px 0 12px}.footer-contact{display:flex;gap:18px;flex-wrap:wrap;justify-content:center;padding:20px;font:13px/1.6 Arial;letter-spacing:0!important}.coverage-detail .primary{min-height:48px}.framework-progress{position:sticky;top:0;z-index:10;background:#090909ed;padding:12px 20px;border-bottom:1px solid #b59e5944;font:13px Arial;color:#ddc68d}.framework-progress progress{accent-color:#ddc68d;width:160px;max-width:40%;margin-left:20px}.steps a[aria-current=step]{border-color:#e4c981;color:#fff}.main-button{display:inline-flex;padding:14px 23px;border:1px solid #cfb57477;border-radius:30px;background:linear-gradient(135deg,#2b2c2b,#0d0e0f);color:#f3ead1;text-decoration:none}.mobile-quote{display:none}
@media(max-width:900px){.oin-home header,body.quote-page header{left:3%;right:3%;padding:10px;display:flex;justify-content:space-between;flex-wrap:wrap}.nav-toggle{display:block}.oin-nav{display:none!important;width:100%;max-height:70svh;overflow:auto;flex-direction:column!important;align-items:stretch!important;gap:7px!important;background:#0c0d0e;padding:14px!important;border-radius:16px}.nav-open .oin-nav{display:flex!important}.oin-nav details{width:100%}.oin-nav details>div{position:static!important;min-width:0!important;width:100%!important;box-shadow:none!important}.oin-nav a,.oin-nav summary{padding:12px 16px!important;white-space:normal!important}.oin-home .headline{top:150px}.oin-home .headline h1{font-size:clamp(37px,7.5vw,59px);margin:10px 0}.oin-home .headline p{font-size:16px;max-width:340px;line-height:1.6}.oin-home .hero{min-height:880px;height:100svh}.oin-home .hotspot{padding:10px;min-height:72px;font-size:13px}.oin-home .hotspot small{font-size:10px}.oin-home .hotspot svg{width:45px;height:45px}.oin-home .h1,.oin-home .h2{top:45%}.oin-home .h3,.oin-home .h4{top:65%}.oin-home .h1,.oin-home .h3{left:3%}.oin-home .h2,.oin-home .h4{right:3%}.oin-home .hero-bottom{bottom:65px}.oin-home .hero-actions{gap:8px}.hero-actions .primary{font-size:14px;padding:14px 18px}.oin-home .dock{max-width:96%;width:auto}.oin-home .dock a{display:none}.oin-home .dock a[href="#coverage"],.oin-home .dock button{display:block;font-size:12px}.oin-home .drag{display:none}.process-grid{grid-template-columns:1fr;gap:10px}.process-grid li{padding:24px}.quote-main{padding-top:130px}.quote-main aside .quote-art{max-height:180px}.quote-page .quote-card{margin-top:30px}.quote-page .quote-main{display:flex;flex-direction:column}.quote-page .quote-main>aside,.quote-page .quote-card{width:100%;max-width:100%;min-width:0}.oin-home .fields{grid-template-columns:1fr}.oin-home .words p{font-size:17px}.oin-home .chapter{padding-top:90px}.oin-home .oin-brand-logo{width:60px;height:60px}.oin-home .brand span{font-size:12px}.oin-home .brand small{font-size:7px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}.reveal,.oin-reveal{opacity:1!important;transform:none!important}}@media print{.oin-nav,.nav-toggle,.dock,.skip-link,.footer-contact{display:none!important}}

.product-directory{max-width:1100px;margin:25px auto;padding:18px;border:1px solid #e1c28533;border-radius:18px}.product-directory summary{cursor:pointer;color:#e5d7b1;padding:8px;font:16px Georgia}.product-directory>div{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;padding:20px 5px}.product-directory a{padding:13px;border:1px solid #ffffff24;border-radius:22px;background:linear-gradient(130deg,#272827,#101112);font-size:14px}.product-directory a:hover{border-color:#d3b879}.fine a{text-decoration:underline}@media(max-width:700px){.product-directory>div{grid-template-columns:1fr 1fr}.product-directory a{font-size:13px}.oin-home .hero{height:900px}}
@media(max-width:900px){body.quote-page header{left:auto;right:auto;width:auto}.quote-page .quote-main{padding-top:0;margin-top:18px}.oin-home .hero .headline{top:145px!important}.oin-home .hero-bottom{bottom:100px}.oin-home .hero{height:880px;min-height:880px}.quote-art{overflow:hidden}}
body:has(input:focus) .dock,body:has(textarea:focus) .dock,body:has(select:focus) .dock{visibility:hidden}

@media(min-width:901px){.quote-page .quote-art{overflow:hidden}}